Posts tagged "United Kingdom"

Civil Partnerships

Foreign civil partners living in France will have their relationships officially recognised for the first time, thanks to a measure passed by the French National Assembly yesterday (29 April).

The move means that British ex-pats who have had civil partnerships in Britain will now have their union recognised in France as PACS, which is a form of civil union in France. While similar to a British civil partnership, PACS can be entered into by both same-sex and opposite-sex couples.

Photo: kimberlyfaye

Photo: kimberlyfaye

French president Nicolas Sarkozy now has 15 days to “promulgate” the measure into law, after the National Assembly endorsed the Senate’s position, which passed it last month.

Currently, same-sex couples who live in France but have legal partnerships or marriages registered in other countries are not legally recognised as a couple.

This means that an ex-pat who has entered into a civil partnership in Britain is subject to a higher rate of inheritance tax if their partner died, than somebody with PACS – especially if property was owned.

The measure has been welcomed by both the European Union and the European Parliament, who had been putting pressure on the French Government to recognise the legal status of same-sex couples that had registered their partnerships in another country.

“We have been calling for this for some time,” said the president of the European Parliament’s all-party Intergroup on Gay and Lesbian Rights.

“I am looking forward to similar moves in other countries and eventually hope that same sex partnerships will be recognised throughout all 27 Member States of the EU.”

The non-recognition of foreign same-sex couples in France has been particularly frustrating, as PACS are recognised by EU countries that have same-sex partnerships laws.

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Posted by Kevin Phoenix - May 2, 2009 at 6:08 am

Categories: News   Tags: , , , , , , , , , , , ,

Beating the Credit Crunch – Growing Your Own

Not only the credit crunch but the all time low exchange rate has made living in France a great deal more expensive and most of us are looking at our diminishing dollars and pounds and wondering how to make them go further.

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Posted by Jane Cooper RHS Dip Hort - April 28, 2009 at 9:11 am

Categories: Garden   Tags: , , , , , , , , , , , ,

Disneyland Resort Paris

Disneyland Resort Paris was built to give a creative joy and entertaining experience for children and family. It should bring happiness and excitement with sensual pleasure and opportunities to explore. A magical place that is filled with amusement, magic and personal memories. From the smallest child to the biggest kids of all ages, Disneyland Resort Paris has been turning dreams into reality for the last fifteen years.

The Paris resort is the biggest of the four theme parks in Florida, Tokyo and California. There are a number of original additions and features that make Disney Paris a must visit amusement park of all times. It has been designed a little like the California Park where the little paths and corners are concerned but some of the shows and features are completely new. The rides are more exciting, the most popular being the “Pirates of the Caribbean”.

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Posted by Kevin Phoenix - February 25, 2009 at 1:44 pm

Categories: France Holiday, Paris France   Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Who Really Rules Your World

We have all heard it said that “money is the root of all evil” and probably thought that was a bit of an exaggeration. But when we understand how money is created in the modern world we can then understand the main cause of many major problems: ever increasing taxation; pensions disappearing; inequitable distribution of wealth; inflation; national debt; currency crises and devaluations; recessions; depressions; and even the failure of government in a democracy to govern in the interest of its electors.

Money was invented to be a tool for facilitating trade, but has now become a tool used by the rich to govern the world. If you have any doubt about that, please read on.

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Posted by Kevin Phoenix - December 29, 2008 at 1:53 pm

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Moving to France?

If the idea of a move to France attracts you and you like the idea of buying a house, which perhaps needs renovation, then before you even consider the financial implications you must ask yourself some much more important and deeply searching questions. Print this article, go and lie in a nice warm bath, take a glass and a bottle of Beaujolais with you, relax and be totally honest with yourself. When you’ve finished the wine, open another bottle and see if your partner will join you in the bath (bring another glass)… and then be brutally honest with each other.

Now, imagine you’ve sold up, kissed your family and friends goodbye and followed the removal van to your new French home. This is not a two week holiday, this is for keeps…so, seriously ask yourself and your partner these questions:

Can I and my partner really cope with leaving our home-country?

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Posted by Kevin Phoenix - November 19, 2008 at 10:24 am

Categories: Living in France   Tags: , , , , , , ,

French Financial Rescue Plan

The French plan to rescue the financial industry do not disrupt competition, says EU Competition Commissioner Neelie Kroes .

The European Commission on Thursday cleared French and Dutch plans to preserve their lenders from the global credit squeeze.

Both were judged to be in line with EU rules on community aid and with guidelines reported by the European Union’s executive arm on 13 October.

These say that any rescue package should be limited in time and range and must not discriminate against foreign-based banks operating in that country.

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Posted by Kevin Phoenix - October 31, 2008 at 10:45 am

Categories: Financial   Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Driving in France

Photo: Conor Lawless

Driving in France is well regulated, as with most countries.  Some of the most frequently broken and, therefore, most often prosecuted rules are below.  This is not an exhaustive list, but driver beware… if you cannot pay the “on-the-spot” fine, you may find your personal “tour de France” ends in jail.

Observe driving speed limits

Fines for speeding are DRACONIAN. From “on-the-spot” fines of €135 to as high as €1,500 (the higher fines include attending a court).  If you don’t have the cash on you to pay, the gendarme will escort you to the nearest ATM – or jail.

Built-up areas 50kph (31mph). The town or village name post starts the limit – the bar through name is the de-restriction sign.

Ordinary roads 90kph (56mph).  If the road surface is wet the speed limit is 80kph (50mph).

Toll-free autoroutes and dual carriageways 110kph (68mph); if wet 100kph (62mph).

Other autoroutes l30kph (81mph); if wet 110kph (68mph).

On autoroutes in foggy conditions, when visibility is less than 50m, the speed limit is 50kph (31mph).

DO NOT drink and drive

The alcohol limit is lower in France than Britain: 50mg per 100ml of blood… in reality a miniscule amount of alcohol. Fines can be as high as €4,500… so just don’t drink and drive.


10 VITAL RULES TO REMEMBER

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Posted by Kevin Phoenix - October 23, 2008 at 11:20 am

Categories: Motoring   Tags: , , , , , , , , , , , , , ,

French Mortgage

Dreams

Lending criteria in France are far more complex and restrictive than in the UK and the whole process of getting a French Mortgage can take quite a lot longer than most people expect.

French Mortgage lenders expect clients to put down a deposit of at least 20 per cent and to have a reliable income stream. If a client is able to put down a deposit of 40 to 50 per cent, other aspects of the loan may be offered on more favourable terms.

Lenders stipulate that a client’s debts and liabilities must not exceed around 35% of income. French lenders will ask for details of other mortgages as well as current account statements, to ensure there are no other debts repayments that may have been overlooked. Some French banks will take into consideration income from buy to let houses and other non salary income, all of which can help when presenting a loan request to the bank.

As in the UK, lenders do not like a loan to go beyond a client’s 80th birthday. It is better, though, if the loan will be repaid by age 65 for the simple reason that French mortgage lenders insist upon life cover being effected, generally via their own insurer.  If life assurance cover starts after a 65th birthday, costs rise considerably.

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Posted by Kevin Phoenix - October 22, 2008 at 2:19 pm

Categories: Property   Tags: , , , , , , ,

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