Personal Financial Rescue Plan

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The current financial climate has left may people looking for a personal financial rescue plan.  Particularly, those people who have decided to leave the rat-race and live their dream in France, are finding that their financial resources cannot accommodate the recent changes in currency values, investment returns and interest rates.  As a result, many are coming to the conclusion that it is necessary to return to the hurly burly of work if they are to survive.

But does that mean giving up their dreams?

For some the answer is “yes” – but in my view it doesn’t have to be so.

I have been involved in several different businesses throughout my “working” career and have long held the view that, in order to survive financially, it is important to generate income from several different sources and in different currencies.

In other words, I don’t believe in putting all my “eggs” in one “basket”.

You may have noticed on this web log (blog) that there is a significant lack of advertising.  Simply put, I publish the blog because I enjoy writing, I like to share my experience with other individuals and it seems that others like to read.  So this present post is the nearest thing to an advertisement that I have written.

If you are considering giving up on your dreams, read on…

One of my ways of developing income is to use the internet.  The world wide web is little more than a huge “Yellow Pages” (Pages Jaune) in the ether.  People come to the internet looking for information – and there is a huge amount of it.  But it also offers the opportunity to develop a business and thereby derive an income.

Sadly, it also offers a huge opportunity for the less scrupulous to fleece the unwary.  Most of us, at some time, will have seen advertising for “Huge Opportunity” or “Get in Now” or “How I Made Millions” and any other number exaggerated claims, many of which are connected with some sort of Multi-Level Marketing (MLM) business or network marketing opportunity.

If you are looking for some sort of financial freedom by working from home via some such opportunity, then I’m afraid you’re in for a rude awakening.

If you are already in that trench, fighting with every breath for much less money than it’s worth, its not your fault.

Times have changed.

What I’m about to share with you will anger some, but will help countless others.

You see, the industry is constantly changing and the purpose of this post is to warn you, or make you aware of some important information if you are planning to make any sort of half decent income from your home this year and beyond.

Whatever you do, read this post carefully.

If you only have the attention span of a goldfish, move along now… there is nothing here for you.

I’ve taken out every sentence that wasn’t absolutely necessary to keep it as short as possible… I consider the balance as vital.

Now I’m going to assume that you that you’re either pursuing some sort of home based business right now, or that you’ve done so in the past.  If you’re in neither group, then consider this as information that will save you years of tears of frustration, perspiration and money.

In a nutshell, the promises of old school MLM and life long residual income are all but dead for the average person.  They have been cut down at the knees by an unlikely culprit.  You may have seen the symptoms.  In fact, I guarantee they are plaguing your organisation at this very moment.

But you might not understand, or give respect to, the cause behind these symptoms.

My questions are:

Is your organisation depleted by constant attrition?

Is your “Down Line” full of complaining representatives who need constant hand-holding?

Are you tired of working your butt off  for a few hundred or a few thousand Dollars (Euros/Pounds), when you feel like you should be making ten times the amount for your efforts?

Are you sick of the “Gotcha” compensation plans that cut your cheque in half with their “get 3, who get 3, who get 3″ structures?

Well, you’re not the only one.

Right now, network marketing is in a struggle to find itself.  In a time where people leave as fast as they join, the cost to sign a new representative has sky-rocketed, and when “newer, bigger, and better” dominates the landscape which basically means…

Trying To Build A Downline In The Internet Age Is Like Trying To Fill A Leaking Bucket

You can get ahead of the curve for a while if you have the time, money, and energy, but it’s only a matter of time before it will drain dry.

Yes, it’s a brave new world for network marketers, but fear not… in an industry where hype and the pre-launch have become the norm, a growing trend is quickly gaining popularity with professional Networkers who are sick of the 3-ring circus that MLM has become.

It’s A Concept Called G.P.T.  It’s Going To Play A Major Role In Networking From This Point Forward.

No, G.P.T. is not a company. It’s not an opportunity, and it’s not a product or system of any kind.

It’s an answer!

A solution to tiny cheques, leaking Downlines, and the “quick turn” mentality that has taken over MLM.

It will allow you to put tens of thousands of Euros/Pounds/Dollars of cash into your pocket in weeks and months… Not years.

But the best part about G.P.T., is that you won’t ever have to build a Downline.

MLM as You Know it is Dead… And the Internet Killed It.

Network marketing has always been based on the idea of working for 3-5 years and building a life long residual income that you can leave to your grandchildren.

Sounds good…

And it may have been true at one time, but not today. Not any more.

Now, now… I’m not insane.

I promise.

Let me show you what I mean by such a (true) statement…

Stand with me for a moment on top of our private mountain, and look out over the entire network marketing industry…

It’s not pretty, but in one word here is what you’ll find:

Incest.

A finite group of people who are traded like cattle from one company to another every 9 to 12 months.

They were once called junkies, but the infection has spread to people above that description.

Network Marketing has become obsessed with “timing”, “pre-launches”, and “the next big thing”, but the cause behind that obsession is what truly scares me. I’ll explain why shortly, but all you need to realise is that… Pandora’s Box has been opened and we will never be able to close it.

Why? What’s causing this gruesome condition?

The Answer Is Simple…

The number of new people coming into MLM each year is now drastically out of proportion with the number of new company start-ups.

Thousands of new MLM’s launch every year thanks to the internet. You can literally start your own company from your bedroom if you want.

But there are only so many people to go around.

Welcome to the world of the Pre-Launch.

A company’s only chance to catch the attention of Networkers, is to steer them away from their current opportunity with the promise of “getting in on the ground floor.”

Before you know it, the game has started AGAIN.

This time around, a company that promises to be the biggest and best with their new patented Wonder Vitamin 2000 that will change the world.

Networkers inevitably flock to it by the ten’s of thousands trying to “get in on top”.

And if they don’t, it doesn’t matter because another shiny new MLM will launch in about 2 – 3 months, and when it does, and the music stops, the people at the bottom scramble to find their seat in the chain, destroying their old company from the bottom up in the process.

This has resulted in a vicious cat fight between these companies over a dwindling supply of warm bodies, complete with name calling, back-stabbing, and an endless supply of lawsuits.

Make no mistake about it…

In network marketing, people are the commodity that is traded, and YOU are very valuable.

The “Buffer Zone” is Gone and Took Your Residual Income With It!

Before the internet, organisations and companies were protected by an information buffer zone which shielded them from this onslaught of people, opinions, competitors, and advertisements.

It’s this buffer zone that allowed relationships to be built, skills to be learned, and loyalties to strengthened.

But the internet destroyed it in the blink of an eye.

It happens all the time.

You’re sitting pretty on top of a fairly large organization. You think you’ve finally found that “residual” pot of income gold at the end of the rainbow.

You’re making about €10,000 a month. You quit your job 5 months ago, maybe bought a new house in France, that new sports car you’ve always wanted, and paid off all your debt.

Life is good…

Then one day, the company changes their compensation plan just a little bit.

One of your leaders is NOT happy about it. They decide to move to another company, and with one click of a mouse… With one single email to his list of a few thousand recipients Upline, Downline and side-line… He basically destroys dozens of people’s businesses, cutting their cheques in half or even worse… Including yours.

The income you’re relying on to pay the mortgage, invest for retirement, and put your kids through school literally vanishes overnight.

If something similar to this scenario hasn’t happened to you yet… It will.

It’s a sobering thought when you realize that your lively-hood in an MLM business is completely dependent upon strangers you’ve never met.

You don’t know their long-term plans. You don’t know about their family problems, and you don’t know what they’ll do next, yet your cheque is dependent upon them and thousands of others just like them because you simply cannot earn a full-time living on your own personal efforts with an MLM compensation plan. It’s not designed for that.

This wasn’t a problem in the past, but it is today.

You see, the internet is a tool that allows communication at a level that has never been seen by the world before, where opinions, rumors, promotions, and advertisements can now spread across the globe faster than you can blink your eye.

Massive revenues can be gained or lost in days for a company with nothing more than a well placed negative opinion report on the search engines or in a forum.

Downlines can be destroyed overnight by false rumours or leaders who jump ship.

Distributors have instant access to an endless supply of tools, systems, leaders, training, opinions, and sales pitches which continuously plant seeds of doubt, and distract them with promises of better, faster, and easier.

Competing advertisements can be flaunted on the very door-step of a company’s search engine results.

And There’s Nothing You Can Do About It.

The very moment your new distributor feels frustration… feels trapped… feels failure… he or she will instantly open up to the endless supply of alternatives filling their in-boxes on a daily basis with the very thing that will cure their pain – and ‘poof’, they are gone.

There is no long-term commitment because Networkers are only as loyal as his or her options and, thanks to the internet, their options are now endless and one click away.

If you’re a leader in the industry, you know exactly what I’m talking about and from this point forward, it’s never going to stop.

For better or worse, this is the new reality of network marketing.

How The Game Is Played Today:

The first and most critical observation to note is that the very economics of MLM are changing. The cost of sponsoring a new rep in the cold market continues to spiral upward, while the actual return and “life time value” of that rep continues to decline.

We are faced with the fact that…

• Full page advertisements in an industry magazine that cost $500 eight years ago, now costs $3,000.
• Email marketing is dead.  The ability to advertise in a massive, targeted and affordable way, died with it.
• You will be forced to recruit everyday for the lifespan of your business just to combat the constant attrition that will plague your organization.
• The all important practice of retailing has become taboo, putting 90% and more of the focus and attention of the business on recruiting affiliates, instead of customer acquisition; which is where the long-term, stable money is found.
• The industry holds less and less appeal to the white collar business professional who has a hard time seeing how he/she’s going to quickly replace a six-figure income peddling vitamins and fruit juice.
• Systematic team training has become next to impossible as new systems pop up from different leaders within the same company every 30 days, which promise to be the answer for the struggling newcomer.
• Instead of focusing on the development of personal skills and a single system, the “I’ll try this for a few weeks”, lottery mentality for lead sources, websites, and magical tools that will “build the business for you”, has taken over.

So What Now?

Well that’s the million-dollar question isn’t it?

You know… I have to be honest. There is no right or wrong answer.

It really all depends on what you personally want out of your business and whether you’re willing to deal with the negatives that come with an MLM these days.

If you’d like to build a new business every 9-24 months… Hey… Go for it. There’s LOTS of money to be made quickly in MLM right now. It’s just not going to last anywhere near as long as it used to and you’ll probably find your business receding just as fast as it grew.

As for me, that kind of merry-go-round has no appeal because I’ve cut through the hype and come to a sobering conclusion…

It doesn’t matter what company you build in MLM. You’re going to face the same challenges I just mentioned above in all of them. The industry itself had changed, and you’re never going to find a single product or compensation plan that will fix it.

No… I’m sorry to say, but the promise of life-long residual income is all but gone. There’s the rare 1 in 1,000 exception, but as a whole, Network Marketing has turned into a 3-ring circus of “quick-turn” building driven by greed, hype, and fear of loss where only the true, incredibly skilled, professionals can reliably make any significant amount of money.

I’m tired of the jumping, the attrition, the rumour control, the baby-sitting, having to explain why one opportunity is better than another. Dealing with prospects who think $300 to start a business is too much money… Seriously!

It’s just not worth my time, it’s not fun, and I know for a fact that a quickly growing list of industry professionals are coming to the same conclusion, which is opening the door to the concept of G.P.T.

If You’d Like To Make More Money Faster Without The Financial Risks Of A Downline, G.P.T Is The Answer You’ve Been Waiting For.

It’s actually been around a few years already, but G.P.T. is quickly becoming THE solution for the challenges facing network marketers in the internet age.

G.P.T. stands for: “Get Paid Today”, which is a concept that summarizes the growing change of focus in the MLM industry from a long-term residual income, to immediate leveraged income.

The Premise Of Get Paid Today Is Simple:

If Networkers are going to bounce around from programme to programme…

If competing companies are going to advertise on your front door with a “better/cheaper” product…

If the cost of sponsoring a new representstive continues to soar…

Then the answer is simple:

Get paid a year or more worth of residuals on Day One… no matter what happens.

Look…

• In the age of the internet, distributors come and go like the wind, so Get Paid Today.
• “Bigger and better” opportunities launch every six months, taking a piece of your Downline with it, so Get Paid Today.
• Money is worth more in your pocket today than it is next year, so Get Paid Today and invest that cash into real residual income streams outside the MLM circus like property or the investment markets.
• It costs more than ever to advertise and sponsor a new rep, so Get Paid a year or more of residual income Today, instead of waiting for the €5.00 commissions to roll in over the months or years.
• Most Networkers are only employee minded people pretending to be entrepreneurs, which means they’ll rarely do what it takes to be successful, so Get Paid Today for your time and training whether they build a business or not.
• White collar professionals aren’t interested in working 3-4 hours a night selling vitamins for a €500 – €1,000 cheque, so offer them a vehicle that they can Get Paid Today, and realistically make €5,000 per month with just 5 to 10 customers a month.
• Building a MLM that pays out €5,000 per month requires building a Downline of thousands. Get Paid Today and make €5,000 with just 10 customers or less.

Do you see how profound is this concept in today’s MLM environment… how it solves all of the problems network marketers are facing?

This compressed and rapid flow of income also brings the dream of “working from home” to reality in a realistic manner for the average person.

You can see an example of how a Get Paid Today programme works by viewing this Video

G.P.T. Models Are Currently Found In “Top Tier” Opportunities.

We call them “Top Tier” because of the calibre of people they attract and the high-level incomes they can produce, compared to traditional MLM.

Most, (but not all), are characterized by a “One-Up” or Two-Up” compensation plan, an entry level of $1,500-$3,000 range and they pay out a $1,000+, up-front commission on the sale.

One of the primary objections made by Networkers against Get Paid Today, Top Tier programmes is that there’s no residual income.

But Is That True?

Well as this business model develops, residual income has been integrated into several compensation plans already, but there’s another angle that needs to be considered regardless of that.

When you make a €1,000 commission, it’s like you’re getting paid a year’s worth of residuals up front on Day One with a product purchase, whether the new rep goes on to build a business or not.

How large of an organization would you have to build in order to make €5,000 a month in a traditional MLM?

500? 700? 1,500? 2,500?

Pick a number and then double it because 50% of your people will cancel their product orders within 3 months.

What will you do when (not if) one of your leaders walks out for another deal and takes half your team with them overnight?

We all know damm well that only 1 in 1,000 reps will ever go on to build a team of over 500 representatives, yet we’re all selling an “easy way to work part-time and replace your full-time job”.

B*ll Sh*t!

You know it. I know it.

How many customers would you need in a Top Tier programme to make €5,000 per month…?

Drum roll please………… 3 or 4 maybe 5.

One customer a week to make an extra €50,000 a year, and that doesn’t even figure in the leverage of the actual compensation plan which can multiply that number by a factor of 10 per year with just 1 new customer per week. (I’ll actually show you these numbers in detail in just a few minutes).

That, dear reader, is an honest sell when you offer to provide someone with a vehicle to replace their income.

The bottom line is that in today’s MLM environment, you must make enough from your personal activity to justify your time and involvement, because you’ll just continue to spend more money than you make if you don’t.

Which leads us to another important consideration when it comes to “residual income”…

Get Paid Today Because That Money Is Worth More Today.

Consider this for a moment…

Let’s say that you work your tail off for a year and build up an MLM business that paid you an average of €3,000 a month residually for the next 3 years. That’s a total payout of €108,000 paid out over 3 years. Actually, this will never happen because you’ll experience attrition and that cheque will shrink each month, but we’ll go ahead and stick with that number anyway to keep things simple.

So €3,000 per month for 3 years… Not bad, but is that really the smartest route to go?

Or would it be better to work a business that paid out all €108,000 in the first 12 months without the “residual”?

I think so…

Why? Because that money is worth more today than it will be in 3 years.

Now you can take that €108,000 and invest it in REAL, long-term residual assets like property, unit trusts, shares, etc…

I’d rather have €108,000 invested into property or a unit trust, then siphon off €3,000 a month for 3 years (especially when I know that money can disappear over night if one of my leaders jumps ship).

Heck, if you want the “illusion” of residual income, take the €108,000 made in 12 months, put it into a deposit account, and then instruct your bank to transfer €3,000 of it into your current account each month.

No disappearing Downline or dipping sales volume to worry about and at least you can make some interest on it for a few years.

Get Paid Today. Why wait on €5 Mickey Mouse commissions to drip in when you have no idea how long it will last? Get a year or more of that money up front on Day One, then do some real damage with it, outside of MLM.

Which Costs More: A Top Tier Opportunity, Or Traditional MLM?

The second common objection to Top Tier programmes is the start-up costs are “too high”.

Actually, they are much less expensive than a traditional supplement based MLM. The average start-up cost and monthly auto-ship order for a traditional MLM is about €200. That comes out to €2,500+ a year when you factor in taxes and shipping.

A Top Tier programme is usually a one time expense. One time, and you’re done.

By the time you hit your third year in traditional MLM, you’ve spent over €7,500 on vitamins you could have purchased for 70% less at a local store!

Holy smoke! So if you’ve been in MLM about seven years now, you’ve spent over €17,500 on products! Ouch!

Yet, your total cost for a Top Tier after seven years would have never gone past the average €1,500 cost of the product or service.

But, we’re not done yet…

There is another benefit to Top Tier programmes. It’s not very obvious at first, but something you will come to appreciate if you don’t already…

Work With Experienced Peers and Keep Your Business FUN!

Are you at a point in your MLM career where you just feel burnt out working with people who are brand new to the industry? The one’s who “claim” they want to be financially free but as soon as you mention the start-up cost they start making excuses?

Has your Downline turned into a massive pool of people who blame you for the fact that they bought a website and some product – but who aren’t rich yet?

Or has the FUN been stripped from your work at home dreams because all you do is spend your time dealing with whiners, complainers and excuse makers for much less money than it’s worth?

Well One Perk Of A Top Tier Opportunity Is That It Attracts Top Tier People.

Who you work with is completely up to you, so work with the highest calibre of people possible:

Peers! Professionals! Do’ers! People who make things happen, not excuses.

It makes all the difference in the world when you get to spend your time recruiting and working with people who are just like you. They love this industry and they don’t need any convincing.

They already know an investment is required and have no problem with it because they are true entrepreneurs.

Top Tier opportunities attract this type of person because the initial start-up cost scares away the time-wasting “tyre-kickers” faster than you can blink an eye.

Wouldn’t you like to just work with experienced entrepreneurs? People who don’t whine, complain, constantly make excuses, or need you to hold their hand 24/7?

Peers who speak and build with self-confidence.

People who don’t “need” money or want you to “save” them, but people who have a track record of success and who want a better vehicle into which they may invest their time, money and efforts?

With Top Tier opportunities, you don’t have to work with thousands or tens-of-thousands to make incredible money.  You only need to work with a handful.  By using the social media networks, you can syndicate your marketing and so spend only 10% of your time marketing and 90% of your time networking with the people that come to your private network… like this Social Business Marketing blog

Top Tier Opportunities Pay Out Serious Incomes, So They Attract People Who Like To Make Serious Money.

I’ll assume that you’re an experienced Networker who knows what you’re doing. You know how to advertise. You have good communication and phone skills. You work diligently on your business everyday and you’re a leader to your team…

So, how’s it working out so far?

€50,000 per month cheques showing up yet? Do you have the new Mercedes in the drive way? Are you flying First Class and sleeping 5-Star? Do you take a taxi from the airport to the company convention or a helicopter?

Probably not, and it’s not because you aren’t capable or deserving of that kind of success. It’s just that you’re working a 2nd tier opportunity that pays out less money for the same amount of work and attracts people whose goal is to earn €300 – €5,000 a month… Not €30,000 to €100,000 per month.

We all have the same number of hours in a day so why not use them in a business that pays out BIG instead of small when it doesn’t require any more time or effort?

You become as successful as the people you surround yourself with, so why not work with people who truly live lives of luxury instead of people who drive around in mini-vans with “Lose Weight Now, Ask Me How” stickers on the window?

I don’t know about you, but my Associates and I got into this industry to earn a massive and stable income, yet we’re faced with the fact that traditional MLM just isn’t the opportunity it used to be.

So if this Get Paid Today model makes sense to you…

And you are ready to make €10,000 to €50,000 per month within weeks or months instead of years, without the risks or headaches of building a Downline, then maybe it’s time you considered participating in a “Top Tier Opportunity”.

Of course you can always try to resurrect the “Dead Bones of MLM”, and continue down the road to certain failure by joining “the next so called big thing” that comes your way.

But if you are seriously wanting to continue to live your dream, just leave a request for information on one of the best “Top Tier” opportunities in your comment (below).

Addendum: Yes, it’s a long post – congratulations on making the time to read it all.  Following on from some of the feedback that I have received during the last few days and in the comments below, I have decided to make an offer.

I am so convinced about this business model, I will Pay It Forward.

Don’t know what that means?  Watch this video (if the video doesn’t load straight away, simply refresh the page (Ctrl+R)):  Pay It Forward

Wealth

You Can Create It The Hard Way or The Top Tier Way!

It’s Up To You!